How come my name isn’t listed on the auto insurance card even though i AM insured?

Aug - 04 | By: admin | 5 comments.

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Question by ♥Sunset Jonson: How become my study isn’t traded on the machine shelter bill modify though i AM insured?
My parents hit bought machine shelter but whenever they beam the shelter bill (proof of insurance), exclusive their obloquy are on there. However, if you countenance up our contract number, I AM an individual driver. Why is that? How am I presume to circularize an shelter card? Is it because I’m low 18?

Best answer:

Answer by rtfm
You or your parents should call the shelter consort and communicate for an shelter bill with your study on it.

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5 Responses to “How come my name isn’t listed on the auto insurance card even though i AM insured?”

RedWingsFan1957 says:

August 4, 2011 at 5:52 pm

I am currently fighting Progressive Michigan Insurance for severe injuries I sustained in a rear-end collision. They are fighting me on this. I’ve lost my home, good credit rating(unpaid medical bills) and am about to become homeless. They are hiring Drs to lie on medical reports that there is nothing wrong. Since I probably won’t receive any compensation from Progressive insurance, guess who will be paying for my medical needs, food stamps, shelter, etc…? You, the taxpayers. Sorry.

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Caveat Emptor says:

August 4, 2011 at 6:18 pm

As long as the policy lists you as an additional driver, that’s fine. Insurance follows the CAR, not the driver.

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mbrcatz says:

August 4, 2011 at 7:01 pm

There are different KINDS of insureds on a policy. The insurance card, lists the NAMED insureds – the people who BOUGHT the policy, pay for the policy, and get the claim check.

Insured drivers are NOT listed on an insurance id card.

You don’t actually carry the card – you leave it in the car with you. And yes, you do show it in case of an accident. No biggie.

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J H says:

August 4, 2011 at 7:19 pm

Auto insurance in the USA is confusing. The insurance companies say the CAR is insured, when most people think it really should be the DRIVER who is insured.

Drivers are not listed on most insurance cards, and as others have said, the cards stay with the car that is insured.

But you sound like you are not in the same location as your parents. Do you have a car with you? If so, make sure the card you have lists the car.

If you don’t have a car, and the insurance is to protect you when legally driving a car not insured by your parents, then you should have your parents check with their insurance agent. Maybe their is another document you should carry with you for when you are driving a rental car, a friend’s car, or a work vehicle.

While the insurance companies say the car is what is insured, the prices you pay are largely based on the drivers and their age and driving records. Don’t think so? A family with two cars will see their prices skyrocket high when they add a 16 year old to the policy. Same cars being insured, but new set of drivers to make the rates go sky high.

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StephenWeinstein says:

August 4, 2011 at 7:24 pm

You are supposed to carry an insurance card with the name of the owner of the car (your parents?), not your name (unless you own the car). The card with their names is the card that you are supposed to carry.

Your name is not on the card because you do not own the car and are merely an insured driver, not the policyholder.

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